BEYOND RATE: Get expert advice

There’s a tendency to go rate shopping when you’re looking for a mortgage. After all, a great rate can save you thousands and help you better manage your debt. And that’s one reason so many first-time homebuyers are working with independent mortgage brokers. Most brokers have access to a wide range of established lenders – […]

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No-Frills Mortgages

Check the fine print behind discounted no-frills mortgages   Spring market is heating up with some low-rate no-frills mortgage promotions. They are certainly attention getting but these mortgages often come with restrictions that can cost you in the long run. That’s why it’s important to check the fine print: A  fully closed mortgage means you’re not […]

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BUILD CREDIT HISTORY: Always keep your oldest credit card.

Wasn’t it exciting? Your first credit card? For most of us, it was our introduction to the real financial world: the privilege of borrowing, and the responsibility to pay back. Perhaps you’ve changed your financial institution since you got that first credit card. Here’s an important piece of advice: keep that credit card. Even if […]

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